/* ===========================================
   HOA-ADR Design System
   Brand: Navy (#1D2A5B) + Green (#6F9544) on warm off-white
   Typography: Fraunces (display) + Manrope (body)
   =========================================== */

/* ---------- Design Tokens ---------- */
:root {
  /* Colors */
  --color-bg: #FAF9F4;
  --color-bg-soft: #F2EFE6;
  --color-paper: #FFFFFF;
  --color-white: #FFFFFF;

  --color-navy-50: #E8EAF1;
  --color-navy-100: #C9CEDB;
  --color-navy-300: #6B7390;
  --color-navy-500: #1D2A5B;
  --color-navy-700: #131E45;
  --color-navy-900: #0A1330;

  --color-green-500: #6F9544;
  --color-green-700: #557535;
  --color-green-100: #D1DDB7;

  --color-ink: #1A2235;
  --color-ink-soft: #2D3A4D;
  --color-muted: #6A7585;
  --color-line: #E0DCD2;
  --color-line-soft: #F2EFE6;

  --color-success: #1D2A5B;
  --color-warn: #B8893E;
  --color-error: #A05442;

  /* Typography */
  --font-display: 'Fraunces', Georgia, serif;
  --font-body: 'Manrope', -apple-system, BlinkMacSystemFont, sans-serif;

  /* Spacing scale */
  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-5: 1.5rem;
  --space-6: 2rem;
  --space-7: 3rem;
  --space-8: 4rem;
  --space-9: 6rem;
  --space-10: 8rem;

  /* Layout */
  --container-max: 1200px;
  --container-narrow: 760px;
  --container-text: 640px;

  /* Effects */
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --radius-xl: 32px;
  --radius-pill: 999px;

  --shadow-sm: 0 1px 2px rgba(26, 34, 53, 0.04), 0 1px 3px rgba(26, 34, 53, 0.06);
  --shadow-md: 0 4px 6px -1px rgba(26, 34, 53, 0.06), 0 2px 4px -2px rgba(26, 34, 53, 0.04);
  --shadow-lg: 0 10px 25px -5px rgba(26, 34, 53, 0.08), 0 8px 10px -6px rgba(26, 34, 53, 0.04);
  --shadow-glow: 0 20px 60px -15px rgba(29, 42, 91, 0.25);

  --transition: 200ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 400ms cubic-bezier(0.4, 0, 0.2, 1);
}

/* ---------- Reset & Base ---------- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.65;
  color: var(--color-ink);
  background: var(--color-bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  font-feature-settings: "ss01", "cv11";

  /* Subtle paper grain */
  background-image:
    radial-gradient(circle at 20% 50%, rgba(29, 42, 91, 0.03) 0%, transparent 50%),
    radial-gradient(circle at 80% 80%, rgba(111, 149, 68, 0.02) 0%, transparent 50%);
}

/* ---------- Typography ---------- */
h1, h2, h3, h4 {
  font-family: var(--font-display);
  font-weight: 400;
  letter-spacing: -0.02em;
  line-height: 1.1;
  color: var(--color-ink);
  font-variation-settings: "opsz" 144, "SOFT" 50;
}

h1 {
  font-size: clamp(2.5rem, 5.5vw, 4.5rem);
  font-weight: 350;
  line-height: 1.05;
  letter-spacing: -0.03em;
}

h2 {
  font-size: clamp(2rem, 3.5vw, 3rem);
  font-weight: 400;
  line-height: 1.1;
}

h3 {
  font-size: clamp(1.4rem, 2vw, 1.75rem);
  font-weight: 450;
  line-height: 1.2;
}

h4 {
  font-size: 1.15rem;
  font-weight: 500;
  font-family: var(--font-body);
  letter-spacing: -0.01em;
}

p {
  color: var(--color-ink-soft);
  max-width: 65ch;
}

.lead {
  font-size: 1.25rem;
  line-height: 1.55;
  color: var(--color-ink-soft);
  font-weight: 400;
}

.eyebrow {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-navy-500);
  margin-bottom: var(--space-4);
  display: inline-block;
}

.eyebrow::before {
  content: "";
  display: inline-block;
  width: 24px;
  height: 1px;
  background: var(--color-navy-300);
  margin-right: var(--space-3);
  vertical-align: middle;
  margin-bottom: 2px;
}

a {
  color: var(--color-navy-700);
  text-decoration: none;
  transition: color var(--transition);
}

a:hover {
  color: var(--color-green-500);
}

/* Strong text in serif italic for editorial feel */
em.editorial {
  font-family: var(--font-display);
  font-style: italic;
  font-weight: 400;
  font-variation-settings: "opsz" 144;
  color: var(--color-navy-700);
}

/* ---------- Layout ---------- */
.container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 var(--space-5);
}

.container-narrow {
  max-width: var(--container-narrow);
  margin: 0 auto;
  padding: 0 var(--space-5);
}

.container-text {
  max-width: var(--container-text);
  margin: 0 auto;
  padding: 0 var(--space-5);
}

section {
  padding: var(--space-9) 0;
}

@media (max-width: 768px) {
  section {
    padding: var(--space-7) 0;
  }
}

.section-divider {
  width: 60px;
  height: 1px;
  background: var(--color-navy-300);
  margin: var(--space-6) 0;
}

.section-divider.center {
  margin: var(--space-6) auto;
}

/* ---------- Header / Navigation ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(250, 249, 244, 0.85);
  backdrop-filter: saturate(180%) blur(20px);
  -webkit-backdrop-filter: saturate(180%) blur(20px);
  border-bottom: 1px solid var(--color-line-soft);
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--space-4) var(--space-5);
  max-width: var(--container-max);
  margin: 0 auto;
  gap: var(--space-6);
}

.nav-brand {
  display: flex;
  align-items: center;
  text-decoration: none;
  flex-shrink: 0;
}

.nav-logo {
  height: 44px;
  width: auto;
  display: block;
}

@media (max-width: 600px) {
  .nav-logo { height: 36px; }
}

.footer-logo {
  display: block;
  height: 64px;
  width: auto;
  margin-bottom: var(--space-4);
  max-width: 280px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: var(--space-6);
  list-style: none;
}

.nav-links a {
  color: var(--color-ink-soft);
  font-size: 0.95rem;
  font-weight: 500;
  position: relative;
  padding: var(--space-2) 0;
}

.nav-links a:hover {
  color: var(--color-navy-700);
}

.nav-links a.active {
  color: var(--color-navy-700);
}

.nav-links a.active::after {
  content: "";
  position: absolute;
  bottom: -2px;
  left: 0;
  right: 0;
  height: 1px;
  background: var(--color-green-500);
}

.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: var(--space-2);
  color: var(--color-ink);
}

@media (max-width: 900px) {
  .nav-links {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--color-bg);
    flex-direction: column;
    align-items: stretch;
    padding: var(--space-5);
    border-bottom: 1px solid var(--color-line);
    gap: var(--space-4);
  }

  .nav-links.is-open {
    display: flex;
  }

  .nav-toggle {
    display: block;
  }
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  padding: 0.85rem 1.6rem;
  border-radius: var(--radius-pill);
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  letter-spacing: -0.005em;
  border: 1px solid transparent;
  cursor: pointer;
  transition: all var(--transition);
  text-align: center;
  white-space: nowrap;
  position: relative;
  isolation: isolate;
}

.btn-primary {
  background: var(--color-green-500);
  color: var(--color-paper);
  box-shadow: 0 1px 2px rgba(85, 117, 53, 0.25), inset 0 1px 0 rgba(255, 255, 255, 0.15);
}

.btn-primary:hover {
  background: var(--color-green-700);
  color: var(--color-paper);
  transform: translateY(-1px);
  box-shadow: 0 6px 16px rgba(85, 117, 53, 0.25), inset 0 1px 0 rgba(255, 255, 255, 0.15);
}

.btn-secondary {
  background: transparent;
  color: var(--color-navy-700);
  border-color: var(--color-navy-300);
}

.btn-secondary:hover {
  background: var(--color-navy-50);
  color: var(--color-navy-900);
  border-color: var(--color-navy-500);
}

.btn-ghost {
  background: transparent;
  color: var(--color-ink-soft);
  padding: 0.5rem 0;
}

.btn-ghost:hover {
  color: var(--color-green-500);
}

.btn-arrow::after {
  content: "→";
  transition: transform var(--transition);
}

.btn-arrow:hover::after {
  transform: translateX(3px);
}

.btn-large {
  padding: 1rem 2rem;
  font-size: 1rem;
}

/* ---------- Hero ---------- */
.hero {
  padding: var(--space-9) 0 var(--space-9);
  position: relative;
  overflow: hidden;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: var(--space-8);
  align-items: center;
}

@media (max-width: 900px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: var(--space-6);
  }
}

.hero-content h1 {
  margin-bottom: var(--space-5);
}

.hero-content h1 .accent {
  font-style: italic;
  color: var(--color-navy-700);
  font-weight: 400;
}

.hero-content .lead {
  margin-bottom: var(--space-6);
  max-width: 32ch;
}

.hero-actions {
  display: flex;
  gap: var(--space-3);
  flex-wrap: wrap;
}

.hero-trust {
  margin-top: var(--space-7);
  padding-top: var(--space-5);
  border-top: 1px solid var(--color-line);
  display: flex;
  align-items: center;
  gap: var(--space-5);
  flex-wrap: wrap;
  font-size: 0.875rem;
  color: var(--color-muted);
}

.hero-trust-item {
  display: flex;
  align-items: center;
  gap: var(--space-2);
}

.hero-trust-item::before {
  content: "✓";
  color: var(--color-navy-500);
  font-weight: 700;
}

/* Hero illustration block */
.hero-visual {
  position: relative;
  aspect-ratio: 4/5;
  border-radius: var(--radius-xl);
  background: linear-gradient(135deg, var(--color-navy-100) 0%, var(--color-navy-50) 100%);
  overflow: hidden;
  box-shadow: var(--shadow-glow);
}

.hero-visual::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 30% 30%, rgba(29, 42, 91, 0.15) 0%, transparent 40%),
    radial-gradient(circle at 70% 70%, rgba(111, 149, 68, 0.12) 0%, transparent 40%);
}

/* Decorative shapes */
.hero-shape {
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
}

.hero-shape-1 {
  width: 60%;
  height: 60%;
  bottom: -20%;
  right: -15%;
  background: radial-gradient(circle, var(--color-green-100) 0%, transparent 70%);
  opacity: 0.6;
}

.hero-shape-2 {
  width: 40%;
  height: 40%;
  top: 10%;
  left: -10%;
  background: radial-gradient(circle, var(--color-navy-300) 0%, transparent 70%);
  opacity: 0.4;
}

.hero-quote {
  position: absolute;
  bottom: var(--space-6);
  left: var(--space-6);
  right: var(--space-6);
  background: var(--color-bg);
  padding: var(--space-5);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  font-family: var(--font-display);
  font-style: italic;
  font-size: 1.05rem;
  line-height: 1.5;
  color: var(--color-ink);
}

.hero-quote-cite {
  display: block;
  margin-top: var(--space-3);
  font-family: var(--font-body);
  font-style: normal;
  font-size: 0.8rem;
  color: var(--color-muted);
  letter-spacing: 0.04em;
}

/* ---------- Cards ---------- */
.card {
  background: var(--color-paper);
  border: 1px solid var(--color-line);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  transition: all var(--transition);
  position: relative;
}

.card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-navy-300);
}

.card-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  background: var(--color-navy-50);
  color: var(--color-navy-700);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-4);
}

.card h3 {
  margin-bottom: var(--space-3);
}

.card p {
  color: var(--color-ink-soft);
  font-size: 0.95rem;
  line-height: 1.6;
}

.card-link {
  margin-top: var(--space-4);
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--color-navy-700);
}

.card-link::after {
  content: "→";
  transition: transform var(--transition);
}

.card:hover .card-link::after {
  transform: translateX(3px);
}

/* ---------- Service Cards (with pricing) ---------- */
.service-card {
  background: var(--color-paper);
  border: 1px solid var(--color-line);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  display: flex;
  flex-direction: column;
  position: relative;
  transition: all var(--transition);
}

.service-card.featured {
  background: var(--color-navy-900);
  color: var(--color-bg);
  border-color: var(--color-navy-900);
}

.service-card.featured h3,
.service-card.featured .price-amount {
  color: var(--color-bg);
}

.service-card.featured p,
.service-card.featured .price-label {
  color: rgba(250, 249, 244, 0.75);
}

.service-card.featured .feature-list li {
  color: rgba(250, 249, 244, 0.85);
}

.service-card.featured .feature-list li::before {
  color: var(--color-green-100);
}

.service-card-tag {
  position: absolute;
  top: var(--space-4);
  right: var(--space-4);
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: var(--space-1) var(--space-3);
  border-radius: var(--radius-pill);
  background: var(--color-green-500);
  color: var(--color-paper);
}

.service-card h3 {
  margin-bottom: var(--space-2);
}

.service-card-subtitle {
  font-size: 0.9rem;
  color: var(--color-muted);
  margin-bottom: var(--space-5);
}

.service-price {
  margin: var(--space-5) 0;
  padding: var(--space-5) 0;
  border-top: 1px solid var(--color-line);
  border-bottom: 1px solid var(--color-line);
}

.featured .service-price {
  border-color: rgba(250, 249, 244, 0.15);
}

.price-label {
  font-size: 0.8rem;
  color: var(--color-muted);
  letter-spacing: 0.04em;
  display: block;
  margin-bottom: var(--space-1);
}

.price-amount {
  font-family: var(--font-display);
  font-size: 2.25rem;
  font-weight: 400;
  color: var(--color-ink);
  letter-spacing: -0.02em;
  line-height: 1;
  font-variation-settings: "opsz" 144;
}

.price-suffix {
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--color-muted);
  margin-left: var(--space-1);
}

.feature-list {
  list-style: none;
  margin-bottom: var(--space-5);
  flex: 1;
}

.feature-list li {
  padding: var(--space-2) 0;
  font-size: 0.95rem;
  color: var(--color-ink-soft);
  display: flex;
  align-items: flex-start;
  gap: var(--space-2);
}

.feature-list li::before {
  content: "✓";
  color: var(--color-navy-500);
  font-weight: 700;
  flex-shrink: 0;
  margin-top: 2px;
}

.service-card .btn {
  width: 100%;
}

/* ---------- Process Steps ---------- */
.process-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-6);
  position: relative;
}

@media (max-width: 800px) {
  .process-grid {
    grid-template-columns: 1fr;
  }
}

.process-step {
  position: relative;
  padding-top: var(--space-6);
}

.process-step-number {
  font-family: var(--font-display);
  font-size: 4rem;
  font-weight: 300;
  color: var(--color-navy-300);
  line-height: 1;
  margin-bottom: var(--space-4);
  font-variation-settings: "opsz" 144;
  display: block;
}

.process-step h3 {
  margin-bottom: var(--space-3);
}

.process-step p {
  color: var(--color-ink-soft);
  font-size: 0.95rem;
}

/* ---------- Two-column section ---------- */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-8);
  align-items: center;
}

@media (max-width: 900px) {
  .split {
    grid-template-columns: 1fr;
    gap: var(--space-6);
  }
}

.split-asymmetric {
  grid-template-columns: 1fr 1.3fr;
}

@media (max-width: 900px) {
  .split-asymmetric {
    grid-template-columns: 1fr;
  }
}

/* ---------- Audience Cards ---------- */
.audience-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-5);
  margin-top: var(--space-7);
}

@media (max-width: 800px) {
  .audience-grid {
    grid-template-columns: 1fr;
  }
}

.audience-card {
  padding: var(--space-7);
  border-radius: var(--radius-lg);
  position: relative;
  overflow: hidden;
  min-height: 280px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: transform var(--transition);
}

.audience-card:hover {
  transform: translateY(-4px);
}

.audience-card.hoa {
  background: linear-gradient(135deg, var(--color-navy-700) 0%, var(--color-navy-900) 100%);
  color: var(--color-bg);
}

.audience-card.owner {
  background: linear-gradient(135deg, var(--color-green-500) 0%, var(--color-green-700) 100%);
  color: var(--color-bg);
}

.audience-card h3 {
  color: var(--color-bg);
  margin-bottom: var(--space-3);
}

.audience-card p {
  color: rgba(250, 249, 244, 0.85);
  margin-bottom: var(--space-5);
}

.audience-card a {
  color: var(--color-bg);
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
}

.audience-card a::after {
  content: "→";
  transition: transform var(--transition);
}

.audience-card:hover a::after {
  transform: translateX(4px);
}

/* ---------- Footer ---------- */
.site-footer {
  background: var(--color-navy-500);
  color: var(--color-bg);
  padding: var(--space-9) 0 var(--space-6);
  margin-top: var(--space-9);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: var(--space-6);
  margin-bottom: var(--space-8);
}

@media (max-width: 800px) {
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 500px) {
  .footer-grid {
    grid-template-columns: 1fr;
  }
}

.footer-brand {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 450;
  margin-bottom: var(--space-3);
  font-variation-settings: "opsz" 144;
}

.footer-tagline {
  color: rgba(250, 249, 244, 0.7);
  font-size: 0.95rem;
  max-width: 30ch;
  margin-bottom: var(--space-4);
}

.footer-col h4 {
  font-size: 0.8rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(250, 249, 244, 0.5);
  margin-bottom: var(--space-4);
  font-weight: 600;
}

.footer-col ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}

.footer-col a {
  color: rgba(250, 249, 244, 0.85);
  font-size: 0.95rem;
}

.footer-col a:hover {
  color: var(--color-green-100);
}

.footer-bottom {
  padding-top: var(--space-6);
  border-top: 1px solid rgba(250, 249, 244, 0.1);
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: var(--space-3);
  font-size: 0.85rem;
  color: rgba(250, 249, 244, 0.5);
}

/* ---------- FAQ Accordion ---------- */
.faq-list {
  max-width: var(--container-narrow);
  margin: 0 auto;
}

.faq-item {
  border-bottom: 1px solid var(--color-line);
}

.faq-item summary {
  padding: var(--space-5) 0;
  cursor: pointer;
  list-style: none;
  font-size: 1.1rem;
  font-weight: 500;
  color: var(--color-ink);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--space-4);
  transition: color var(--transition);
}

.faq-item summary:hover {
  color: var(--color-navy-700);
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary::after {
  content: "+";
  font-size: 1.5rem;
  font-family: var(--font-display);
  font-weight: 300;
  color: var(--color-navy-500);
  transition: transform var(--transition);
  flex-shrink: 0;
}

.faq-item[open] summary::after {
  transform: rotate(45deg);
}

.faq-content {
  padding: 0 0 var(--space-5);
  color: var(--color-ink-soft);
  line-height: 1.7;
}

/* ---------- Fee Calculator ---------- */
.calculator {
  background: var(--color-paper);
  border: 1px solid var(--color-line);
  border-radius: var(--radius-xl);
  padding: var(--space-7);
  max-width: 700px;
  margin: 0 auto;
  box-shadow: var(--shadow-md);
}

.calc-step {
  margin-bottom: var(--space-5);
}

.calc-step-label {
  display: block;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-ink);
  margin-bottom: var(--space-3);
  letter-spacing: -0.005em;
}

.calc-options {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: var(--space-3);
}

.calc-option {
  position: relative;
}

.calc-option input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.calc-option label {
  display: flex;
  flex-direction: column;
  padding: var(--space-4);
  border: 1.5px solid var(--color-line);
  border-radius: var(--radius-md);
  background: var(--color-bg);
  cursor: pointer;
  transition: all var(--transition);
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--color-ink);
  height: 100%;
}

.calc-option label:hover {
  border-color: var(--color-navy-300);
  background: var(--color-navy-50);
}

.calc-option input:checked + label {
  border-color: var(--color-navy-500);
  background: var(--color-navy-50);
  color: var(--color-navy-900);
  box-shadow: 0 0 0 3px rgba(29, 42, 91, 0.12);
}

.calc-option-sub {
  font-size: 0.8rem;
  font-weight: 400;
  color: var(--color-muted);
  margin-top: 2px;
}

.calc-result {
  margin-top: var(--space-6);
  padding: var(--space-6);
  background: linear-gradient(135deg, var(--color-navy-700) 0%, var(--color-navy-900) 100%);
  color: var(--color-bg);
  border-radius: var(--radius-md);
  text-align: center;
  display: none;
}

.calc-result.is-visible {
  display: block;
  animation: fadeUp 400ms ease-out;
}

.calc-result-label {
  font-size: 0.75rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(250, 249, 244, 0.7);
  margin-bottom: var(--space-2);
}

.calc-result-amount {
  font-family: var(--font-display);
  font-size: 3.5rem;
  font-weight: 300;
  line-height: 1;
  margin-bottom: var(--space-2);
  font-variation-settings: "opsz" 144;
}

.calc-result-detail {
  color: rgba(250, 249, 244, 0.8);
  font-size: 0.9rem;
  margin-bottom: var(--space-5);
}

.calc-result .btn-primary {
  background: var(--color-green-500);
}

.calc-fineprint {
  margin-top: var(--space-4);
  font-size: 0.8rem;
  color: rgba(250, 249, 244, 0.65);
  line-height: 1.6;
}

/* ---------- Form Styles ---------- */
.form-section {
  background: var(--color-paper);
  border-radius: var(--radius-xl);
  padding: var(--space-7);
  border: 1px solid var(--color-line);
  margin-bottom: var(--space-5);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-4);
  margin-bottom: var(--space-4);
}

@media (max-width: 600px) {
  .form-row {
    grid-template-columns: 1fr;
  }
}

.form-field {
  display: flex;
  flex-direction: column;
  margin-bottom: var(--space-4);
}

.form-field label {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-ink);
  margin-bottom: var(--space-2);
}

.form-field-help {
  font-size: 0.8rem;
  color: var(--color-muted);
  margin-bottom: var(--space-2);
  font-weight: 400;
}

.form-field input,
.form-field textarea,
.form-field select {
  padding: 0.75rem 1rem;
  border: 1.5px solid var(--color-line);
  border-radius: var(--radius-md);
  background: var(--color-bg);
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--color-ink);
  transition: all var(--transition);
  font-feature-settings: "ss01";
}

.form-field input:focus,
.form-field textarea:focus,
.form-field select:focus {
  outline: none;
  border-color: var(--color-navy-500);
  background: var(--color-paper);
  box-shadow: 0 0 0 3px rgba(29, 42, 91, 0.12);
}

.form-field textarea {
  min-height: 120px;
  resize: vertical;
  font-family: var(--font-body);
}

/* ---------- Multi-step form ---------- */
.steps-indicator {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: var(--space-3);
  margin-bottom: var(--space-7);
  flex-wrap: wrap;
}

.step-dot {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: 0.85rem;
  color: var(--color-muted);
  font-weight: 500;
}

.step-dot-marker {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--color-line);
  color: var(--color-muted);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8rem;
  font-weight: 600;
  transition: all var(--transition);
}

.step-dot.active .step-dot-marker {
  background: var(--color-navy-500);
  color: var(--color-bg);
}

.step-dot.complete .step-dot-marker {
  background: var(--color-navy-700);
  color: var(--color-bg);
}

.step-dot.active {
  color: var(--color-navy-700);
}

.step-dot-line {
  width: 30px;
  height: 1px;
  background: var(--color-line);
}

@media (max-width: 600px) {
  .step-dot-text { display: none; }
  .step-dot-line { width: 20px; }
}

.form-step {
  display: none;
  animation: fadeUp 300ms ease-out;
}

.form-step.is-active {
  display: block;
}

.form-step-header {
  margin-bottom: var(--space-6);
  text-align: center;
}

.form-step-header h2 {
  margin-bottom: var(--space-3);
}

.form-step-header p {
  color: var(--color-ink-soft);
  margin: 0 auto;
  max-width: 50ch;
}

.path-options {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-4);
}

@media (max-width: 700px) {
  .path-options {
    grid-template-columns: 1fr;
  }
}

.path-option {
  position: relative;
}

.path-option input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.path-option label {
  display: block;
  padding: var(--space-6);
  border: 1.5px solid var(--color-line);
  border-radius: var(--radius-lg);
  background: var(--color-bg);
  cursor: pointer;
  transition: all var(--transition);
  height: 100%;
}

.path-option label:hover {
  border-color: var(--color-navy-300);
  transform: translateY(-2px);
}

.path-option input:checked + label {
  border-color: var(--color-navy-500);
  background: var(--color-navy-50);
  box-shadow: 0 0 0 3px rgba(29, 42, 91, 0.12);
}

.path-option-icon {
  width: 40px;
  height: 40px;
  border-radius: var(--radius-md);
  background: var(--color-navy-100);
  color: var(--color-navy-700);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-4);
}

.path-option h4 {
  margin-bottom: var(--space-2);
  font-size: 1.1rem;
}

.path-option p {
  font-size: 0.9rem;
  color: var(--color-ink-soft);
  margin: 0;
}

.path-option-meta {
  margin-top: var(--space-4);
  padding-top: var(--space-3);
  border-top: 1px solid var(--color-line);
  font-size: 0.8rem;
  color: var(--color-muted);
}

.form-actions {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: var(--space-7);
  padding-top: var(--space-5);
  border-top: 1px solid var(--color-line);
  gap: var(--space-3);
}

@media (max-width: 500px) {
  .form-actions {
    flex-direction: column-reverse;
  }
  .form-actions .btn { width: 100%; }
}

/* ---------- Page Hero (subpages) ---------- */
.page-hero {
  padding: var(--space-8) 0 var(--space-7);
  text-align: center;
  position: relative;
}

.page-hero h1 {
  margin-bottom: var(--space-4);
}

.page-hero p {
  margin: 0 auto;
  font-size: 1.15rem;
  color: var(--color-ink-soft);
  max-width: 50ch;
}

/* ---------- Resource downloads ---------- */
.download-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: var(--space-5);
}

.download-card {
  padding: var(--space-6);
  background: var(--color-paper);
  border: 1px solid var(--color-line);
  border-radius: var(--radius-lg);
  display: flex;
  flex-direction: column;
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}

.download-card:hover {
  border-color: var(--color-navy-300);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.download-card-icon {
  width: 56px;
  height: 72px;
  background: var(--color-navy-50);
  border: 1.5px solid var(--color-navy-100);
  border-radius: var(--radius-sm);
  margin-bottom: var(--space-5);
  position: relative;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.7rem;
  color: var(--color-navy-700);
  display: flex;
  align-items: center;
  justify-content: center;
  letter-spacing: 0.08em;
}

.download-card-icon::after {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  width: 16px;
  height: 16px;
  background: var(--color-bg);
  border-left: 1.5px solid var(--color-navy-100);
  border-bottom: 1.5px solid var(--color-navy-100);
  border-bottom-left-radius: var(--radius-sm);
}

.download-card h3 {
  margin-bottom: var(--space-2);
  font-size: 1.2rem;
}

.download-card p {
  font-size: 0.9rem;
  color: var(--color-ink-soft);
  margin-bottom: var(--space-5);
  flex: 1;
}

.download-meta {
  font-size: 0.8rem;
  color: var(--color-muted);
  margin-bottom: var(--space-4);
}

/* ---------- Stats / Numbers ---------- */
.stats-row {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: var(--space-6);
  text-align: left;
}

.stat {
  border-left: 2px solid var(--color-navy-300);
  padding-left: var(--space-4);
}

.stat-number {
  font-family: var(--font-display);
  font-size: 3rem;
  font-weight: 300;
  line-height: 1;
  color: var(--color-navy-700);
  font-variation-settings: "opsz" 144;
  margin-bottom: var(--space-2);
}

.stat-label {
  font-size: 0.875rem;
  color: var(--color-ink-soft);
  letter-spacing: -0.005em;
}

/* ---------- Section Headers ---------- */
.section-header {
  text-align: center;
  margin-bottom: var(--space-7);
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.section-header.left {
  text-align: left;
  margin-left: 0;
}

.section-header h2 {
  margin-bottom: var(--space-3);
}

.section-header p {
  margin: 0 auto;
  color: var(--color-ink-soft);
  font-size: 1.1rem;
}

/* ---------- Process Detail Page ---------- */
.tabs {
  display: flex;
  justify-content: center;
  gap: var(--space-2);
  margin-bottom: var(--space-7);
  background: var(--color-paper);
  padding: var(--space-2);
  border-radius: var(--radius-pill);
  width: fit-content;
  margin-left: auto;
  margin-right: auto;
  border: 1px solid var(--color-line);
}

.tab {
  padding: 0.6rem 1.4rem;
  border-radius: var(--radius-pill);
  background: transparent;
  border: none;
  cursor: pointer;
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--color-ink-soft);
  transition: all var(--transition);
}

.tab.active {
  background: var(--color-navy-700);
  color: var(--color-bg);
}

.tab-panel {
  display: none;
}

.tab-panel.active {
  display: block;
  animation: fadeUp 300ms ease-out;
}

.timeline {
  max-width: var(--container-narrow);
  margin: 0 auto;
  position: relative;
  padding-left: var(--space-6);
}

.timeline::before {
  content: "";
  position: absolute;
  left: 8px;
  top: 8px;
  bottom: 8px;
  width: 1px;
  background: var(--color-line);
}

.timeline-item {
  position: relative;
  padding-bottom: var(--space-7);
}

.timeline-item::before {
  content: "";
  position: absolute;
  left: -25px;
  top: 8px;
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: var(--color-bg);
  border: 2px solid var(--color-navy-500);
}

.timeline-item h4 {
  font-family: var(--font-display);
  font-size: 1.3rem;
  font-weight: 450;
  margin-bottom: var(--space-2);
  color: var(--color-ink);
}

.timeline-time {
  font-size: 0.8rem;
  color: var(--color-green-500);
  letter-spacing: 0.04em;
  font-weight: 600;
  text-transform: uppercase;
  margin-bottom: var(--space-3);
  display: block;
}

.timeline-item p {
  color: var(--color-ink-soft);
}

/* ---------- CTA Section ---------- */
.cta-section {
  background: var(--color-navy-900);
  color: var(--color-bg);
  border-radius: var(--radius-xl);
  padding: var(--space-8);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-section::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 20% 100%, rgba(111, 149, 68, 0.18) 0%, transparent 50%);
  pointer-events: none;
}

.cta-section h2 {
  color: var(--color-bg);
  margin-bottom: var(--space-4);
  position: relative;
}

.cta-section p {
  color: rgba(250, 249, 244, 0.85);
  margin: 0 auto var(--space-6);
  max-width: 50ch;
  position: relative;
}

.cta-section .btn {
  position: relative;
}

/* ---------- Glossary ---------- */
.glossary-list {
  display: grid;
  gap: var(--space-5);
  max-width: var(--container-narrow);
  margin: 0 auto;
}

.glossary-item {
  display: grid;
  grid-template-columns: 200px 1fr;
  gap: var(--space-5);
  padding: var(--space-4) 0;
  border-bottom: 1px solid var(--color-line);
}

@media (max-width: 700px) {
  .glossary-item {
    grid-template-columns: 1fr;
    gap: var(--space-2);
  }
}

.glossary-term {
  font-family: var(--font-display);
  font-weight: 450;
  font-size: 1.1rem;
  color: var(--color-navy-700);
  font-variation-settings: "opsz" 144;
}

.glossary-def {
  color: var(--color-ink-soft);
  font-size: 0.95rem;
}

/* ---------- Animations ---------- */
@keyframes fadeUp {
  from {
    opacity: 0;
    transform: translateY(8px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes fadeIn {
  from { opacity: 0; }
  to { opacity: 1; }
}

.fade-up {
  animation: fadeUp 600ms ease-out backwards;
}

.fade-up-1 { animation-delay: 100ms; }
.fade-up-2 { animation-delay: 200ms; }
.fade-up-3 { animation-delay: 300ms; }
.fade-up-4 { animation-delay: 400ms; }

/* ---------- Utilities ---------- */
.text-center { text-align: center; }
.mt-4 { margin-top: var(--space-4); }
.mt-6 { margin-top: var(--space-6); }
.mb-4 { margin-bottom: var(--space-4); }
.mb-6 { margin-bottom: var(--space-6); }

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-5);
}

.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-5);
}

@media (max-width: 800px) {
  .grid-3 { grid-template-columns: 1fr; }
  .grid-2 { grid-template-columns: 1fr; }
}

@media (max-width: 1100px) {
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 700px) {
  .grid-3 { grid-template-columns: 1fr; }
}

.bg-soft {
  background: var(--color-bg-soft);
}

.bg-navy {
  background: var(--color-navy-500);
  color: var(--color-bg);
}

.bg-navy h2,
.bg-navy h3 {
  color: var(--color-bg);
}

.bg-navy p {
  color: rgba(250, 249, 244, 0.85);
}
